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Just as you protect your car with auto insurance, you should keep your home protected with homeowners insurance. This will protect you financially if your home is damaged by storms, wind, fire, theft, vandalism, and more. Living in a coastal state, you never know when the next storm will hit and potentially cause hundreds or thousands of dollars worth of damage. In case of a burglary, you want to make sure you're adequately covered so any items that are stolen or damaged can be replaced. Keep in mind that flood insurance is usually not covered in the standard homeowners insurance policy; if you live in a flood zone or you think you'd benefit from such coverage, you should purchase a separate policy.
If you have a mortgage, then your lender will probably have some say in how much coverage you have, as well as which types of policy, but finding the most affordable insurance company is up to you. Fortunately this task is made easy with our comparison tool on this website. All you have to do is fill out the form with the requested information, submit it and wait a few minutes for the results. You'll be given a list of quotes from top insurance companies that serve in North Carolina and South Carolina areas. With help from one of our agents we can help you find which policy offers the best coverage for a price that fits your budget.
As an independent agency, we're here to serve you and give you unbiased advice so you can make a well-informed decision on the insurance you buy to protect your home and its belongings.