If you’re considering purchasing a new life insurance policy, you might need to undergo a physical examination to secure the best rates and policy limits. Here’s what you can anticipate from JC Demo Insurance Group, serving Matthews, NC.

Before the Exam

You will arrange a suitable time and location for the exam, such as your home, workplace, or clinic. A medical professional will visit you, and the exam will typically last 20 to 30 minutes. It is advisable to eat lightly, avoid caffeine, and avoid strenuous exercise for a day before the exam. Be prepared to provide your medical history and any medications you’re currently taking.

During the Exam

The exam begins with basic measurements such as your height, weight, and blood pressure. The examiner will ask questions about your health, lifestyle, and medications. They will collect blood and urine samples to test for cholesterol and blood sugar levels. In some cases, if you’re applying for a substantial policy, they might conduct an EKG to assess your heart health.

After the Exam

The insurance company will review your exam results and application to determine your health status. This information helps them decide the cost of your insurance and the coverage you qualify for. Once they have reviewed everything, they will send you an offer detailing your policy.

Are You Looking For a New Life Insurance Policy? Let JC Demo Insurance Group Help

If you’re in the market for a new life insurance policy, the JC Demo Insurance Group team, serving the greater Matthews, NC region, is ready to assist you. Contact us today, and let us help you find a new life insurance policy that suits your needs.