What Does Full Coverage Auto Insurance Cover?

Car insurance comes in various forms, including full coverage auto insurance. Full coverage auto insurance is an excellent choice if you want comprehensive protection for your vehicle. At JC Demo Insurance Group, servicing Matthews, NC, we provide full coverage auto insurance for clients who want it. If you’re interested in this type of insurance, here’s what you need to know.

Understanding Full Coverage Auto Insurance

Full coverage auto insurance is a type of auto insurance that combines several other types of auto insurance. Full coverage auto insurance includes:

  • Coverage for the other car: If you cause a collision, full coverage auto will pay to repair or replace the other vehicle.
  • Collision coverage for your vehicle: This type of insurance will pay to repair or replace your vehicle, regardless of whether you are at fault.
  • Roadside assistance: Full coverage offers roadside assistance protection in the event that your car breaks down.
  • Coverage for other types of damage: This type of insurance can pay for repairs or replacement if your car is damaged in a fire or windstorm.
  • Theft coverage: If your car is stolen, full coverage auto insurance can replace your vehicle.

Who Benefits from Full Coverage Auto Insurance?

Many people who opt for full coverage auto insurance are those who have new or valuable vehicles. They chose this type of coverage because replacing the vehicle would be very expensive. Having full coverage auto insurance provides as much financial protection for the vehicle owner as possible.

Am I Required to get Full Coverage Auto Insurance?

If you have a car loan, you may be required to get full coverage auto insurance. Do you need full coverage auto insurance? Contact the professionals at JC Demo Insurance Group, servicing Matthews, NC.