Protect your home with proper tree maintenance

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Matthews, NC area homeowners turn to the professional and helpful team at JC Demo Insurance Group for all of their insurance needs. If you are in the area and need an insurance partner to help you protect your lifestyle, give us a call today!

Benefits of proper tree maintenance

A lot of storm damage occurs in our area due to high wind. Wind and water can cause a lot of damage, especially for folks who have a lot of trees on their property or near their house.

This is just one reason why proper tree maintenance is so important. During windy storms or those with lightning, the trees near your house can potentially cause a lot of damage. 

When you remove all dead trees from your property, you are taking an important step in keeping your home protected. Dead limbs can quickly come dislodged during a significant storm. When this happens, they can become projectiles that can cause some severe damage. And, because of high winds, these branches can also cause damage to your neighbor’s home.

To avoid such damage to your home or those of your neighbors’, it’s important to take care of your trees. Keeping all branches trimmed and away from the house can help you minimize the chance of damage during the next storm.

If you want other tips on how regular home maintenance can help protect your house, give us a call and find out more. 

We are here to help you protect your home!

The JC Demo Insurance Group team is proud to serve our friends and neighbors in the greater Matthews, NC area. If you need some help with your insurance needs, give us a call or stop by today!

Does your auto policy provide coverage while your car is in the shop?

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Matthews, NC area residents turn to the team at JC Demo Insurance Group for their auto insurance needs. If you aren’t sure if your current policy meets your needs, or if you’re planning to buy a new car, give us a call today! We can help you ensure you’ve got the right policies for your situation.

Protect your car wherever it is

We all need our cars to get through our daily lives. And, when our vehicles are in the shop, it can be a stressful experience trying to get by without transportation. If your car is being repaired, you will still need to protect it from damage and theft. Ensure that your auto insurance provides protection wherever your vehicle may be.

  • Even when your car is in the shop, it can still be damaged. It is not unheard of for cars to be stolen from repair shops. It is also possible for your vehicle to be damaged even while being repaired.
  • In addition to providing protection to your vehicle, some auto policies will also offer reimbursement for rental cars. If your car is being repaired or replaced due to a covered event, take a look at your policy to see if it includes reimbursement for rental car expenses.
  • Don’t let vehicle damage disrupt your life any more than it needs to. Get the protection you need today.

We are here to help!

JC Demo Insurance Group is here for the greater Matthews, NC community. If you have any insurance-related questions or concerns, we are here to help! Give us a call or stop by our office today to learn more about the auto policy options available in our area.

Check your homeowner’s policy before you begin your renovation project

Posted on by AgentInsure

Matthews, NC area residents can rely on JC Demo Insurance Group. If you are planning a major project in your home in the near future, make sure that your current homeowner’s policy provides the protection you need for the increased risk. 

Be sure you have the right insurance in place prior to starting your project

Owning a home can bring both great joy and a lot of responsibility. If you are planning to undergo a major project, be sure to give your homeowner’s policy a review before you get started. Having contractors work in your home increases your liability and you will want to make sure that you have adequate protection in place before the project begins.

In addition to double-checking your contractor’s insurance, you will want to check your own policy too. Make sure that you have the liability coverage you need in case something goes wrong during the project and someone is injured. Another consideration to make is the increased value of your home once the project is complete.

When you sit down with your agent to review your policy, you may also want to discuss how the project is going to affect your home’s overall value. Many times, a kitchen remodel or similar project can have a significant impact on the value of your home. You will want to make sure that your homeowner’s policy keeps up with this new value.

Give us a call today!

We want all of our friends and neighbors in the greater Matthews, NC area to have the insurance protection they need. You can rely on JC Demo Insurance Group! If you want to find out more about protecting your home, give us a call today. We look forward to working with you!

Auto insurance policy features available in NC

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When it comes to auto insurance, residents in the greater Matthews, NC area can count on the team at JC Demo Insurance Group. There are so many great features now available when it comes to auto policies, it may be time for an upgrade!

Popular auto insurance features

When it comes to auto insurance, there have been a lot of changes recently! In addition to the protection that you can get for collision and liability, there are also a number of great features that are available to drivers in North Carolina.

For example, there is no need to have a third-party roadside assistance service when you can have that service included in your policy. There are also benefits available, like bundling and safe driver discounts. Some insurance providers even offer decreasing premiums. This means that as you extend your safe driving record, your premiums can decrease over time. 

It only makes sense to review the many features that are now available to see which are appealing to you. Safe drivers can really reap some great rewards when they choose a policy that rewards them for a clean driving record. Who wouldn’t want to see their auto insurance premium decrease all the way to zero?

When you work with a local agent who understands your needs, you will be more likely to find a policy that is a great fit for your needs. Choosing your auto policy over the computer is not always the best way to go.

Find out more today!

Matthews, NC area drivers may be surprised by all of the features that are now available with auto policies. If you would like to learn more, give the team at JC Demo Insurance Group a call today. We look forward to working with you!

Life Insurance Myths Exposed

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JC Demo Insurance Group serves the Matthews, NC community, as well as the surrounding areas. We have an established track record of helping our clients find the coverage they need to protect their assets. We proudly serve the community as an independent agency. This allows us to offer policies that grow along with our clients as their lives change. We look forward to helping you with your insurance needs.

Life Insurance Myths Exposed

At some point, everyone has to start making plans for the future. Thinking about the future is often uncomfortable. Life insurance can help you put things in place for your loved ones after you have passed away. Life insurance can help your loved ones give you a proper funeral and settle your personal affairs. If you are a business owner in Matthews, NC, life insurance can help you turn over your business to your loved ones without any complications. You can also use the policy to help secure your children’s future. While researching life insurance policies, pay attention to these common life insurance risks.

I Don’t Need Coverage Because I’m Single

Even if you are unmarried with no children, life insurance is still an asset. For example, it can help your loved ones take care of your home or vehicle.

Life Insurance Isn’t Necessary Because I Stay At Home

Even if you are a stay-at-home parent, life insurance is an asset because it allows you to put something in place so that your loved one can take over your role with care, transportation, and other services that you performed. Life insurance helps ensure that things continue to function somewhat smoothly during the grieving process.

JC Demo Insurance Group Will Help You Cover Your Assets

Visit our website to learn more information about life insurance.  

How Commercial Insurance Protects Your Business

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If you have a business in North Carolina, there are types of commercial insurance that you may need for that business. There are two types of commercial insurance that are required for certain businesses, and it’s important to know whether your business is one of them. If you need commercial insurance, give us a call at JC Demo Insurance Group in Matthews, NC.

Workers’ Compensation

This type of insurance coverage pays for the medical bills that result from an employee being injured on the job. When this happens, it can result in high medical bills, and this coverage protects you by preventing your employees from having to sue your company to get those bills paid. It can also pay lost wages to your employee as well as providing disability benefits. This is required in North Carolina for all businesses that have at least three employees, whether they are part-time or full-time. 

Commercial Auto Insurance

Every vehicle that is owned by a business in North Carolina has to have a commercial auto insurance policy on it. This protects your business against accidents that can happen with work vehicles. There are different coverage amounts that are required to be included in the auto policy. The policy must have a set minimum amount of coverage for bodily injury liability for one person who has been injured and has medical bills. There is another set minimum amount required for bodily injury liability for two or more people who are injured. There is also a set minimum amount required for property damage liability. If you run a trucking company, there may be other insurance coverages that you are required to have to meet regulations.

Get Your Business Insured

If your business needs commercial insurance, don’t wait. Give us a call at JC Demo Insurance Group in Matthews, NC.

Who should get home insurance in North Carolina?

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Buying a home can be a great way to invest in yourself and your future while also ensuring you have a consistent place to live. When looking to buy a home, the Matthews, NC area can be a great place to purchase. As you are looking to buy a home, you also need to choose a quality insurance plan for it. There are various situations when someone should get a home insurance plan in this state.

When Looking to Protect Important Asset

A primary situation when someone will look to get home insurance will come when they are looking to protect their most important asset. Your home is a major investment and a place you will live. With home coverage, you will have financial support if the home is damaged and needs repair. You can also get protection for your personal assets.

When Required to Carry Coverage

It is also common for people in the state of North Carolina to be required to carry home insurance. Those that buy a home are likely to take out financing to facilitate the purchase. In these situations, people are likely to be required to carry insurance until they have fully paid off their loan. Also, if the home is part of a larger association, the community guidelines will have standards set for both property and liability coverage. 

In the Matthews, NC area, having a proper home insurance plan should be a priority. When you are evaluating your options, you can begin your search by speaking with the JC Demo Insurance Group. There continue to be a lot of choices to make when looking for home coverage and JC Demo Insurance Group will help you build a plan that protects your home and meets your needs for coverage. 

Types of Car Insurance

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Whether you have just bought your first vehicle or you are shopping around for new insurance for your current vehicle, the truth is that no coverage is exactly the same. There are many types of car insurance to choose from. You can pick and choose the right plan to fit your budget. 

So, what are the types of insurance that you may want to consider? 

Most basic plans just include liability insurance. This will protect you if you injure someone in a car accident. It will pay their medical bills. It will also cover property damage if you do damage to someone’s fence or garage. 

If you are worried about your car (and you don’t want to have to buy another one out of pocket), you may want to consider collision insurance. This will cover the damage to your car if you are in an accident. If it is totaled, the insurance company will give you fair value so that you can buy a new one. 

If you want to be fully protected, you may want to get uninsured or underinsured insurance. This will pay for any damage that the other person’s insurance won’t cover. It will start covering after they won’t pay anymore. 

You may also want to consider getting comprehensive insurance that pays for damages that may happen when you aren’t behind the wheel. This may include fire damage, along with storm damage. It also covers theft and vandalism. 

If you want to make sure that you have the right coverage for yourself, you should contact a professional. Here at JC Demo Insurance Group in Matthews, NC, we would be glad to talk to you about your options. 

Can You Have More Than One Life Insurance Policy in North Carolina?

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Yes, you can have multiple life insurance policies in North Carolina. It is not only legal, many people do it. Life insurance is a flexible system where you invest what you want and where you want to invest it. 

Many employers offer life insurance through their benefits packages, with coverage that often isn’t more than $50,000. At JC Demo Insurance Group, we know how common it is for Matthews, NC residents to want to ladder life insurance policies. 

The Purpose of Life Insurance

The primary function of life insurance is to cover funeral costs and pay some bills. 

You may be concerned about other things that could happen in your life with your dependents and beneficiaries. In this case, you might consider additional life insurance policies.

Why Own Multiple Life Insurance Policies

There are a number of reasons why you might want to own a number of life insurance policies. You might need more coverage from an additional policy if you don’t like the limit on your work policy.

You might just want more coverage because you want more coverage. Maybe you have a new home or just had a child. 

You might also get more life insurance coverage if you think you will have a lot of debts when you pass away. You won’t want to leave those to your dependents or beneficiaries, because that will eat up a large portion of your life insurance. 

Many people also get additional coverage as an income replacement for their beneficiaries. If you have a special needs or disabled dependent, you may need some additional coverage.

Get a Quote

When you are looking for life insurance, know that, yes, it is possible to own multiple policies in Matthews, NC. At JC Demo Insurance Group, we want you to have the amount of life insurance that you need. If you want to update your existing policy or add a new policy to your portfolio, call us for a quote today.

Everything you need to know about commercial insurance

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Commercial insurance, at its most basic level, is designed to keep businesses safe from hazards that could jeopardize their success. Commercial line coverage can be tailored to safeguard a company’s reputation, well-being, and financial status, as well as the individuals that work for it, depending on the policy. 

Commercial insurance, unlike personal insurance, can cover a variety of stakeholders and personnel. Commercial insurance varies from personal insurance in that it often has significantly greater coverage limits because the more tangible property is at stake. 

Commercial insurance agents, for example, our agents from JC Demo Insurance Group have received extensive training in the risks and challenges that firms face. Policies are frequently designed to meet the needs of a company’s specific industry and day-to-day operations. 

Types Of Commercial Insurance  

  • Business Liability insurance 
  • Commercial Property Insurance 
  • Workers’ Compensation Insurance
  • Commercial Auto Insurance
  • Business Income Insurance  
  • Commercial Umbrella Insurance
  • Crime Liability Insurance 

Benefits Of Having Commercial Insurance 

Running a business entails a certain amount of risk. 

Employees may get hurt on the job, clients may initiate lawsuits, and natural calamities may strike. 

It is critical that you obtain commercial insurance for your company for these and other reasons. 

The following are the top 8 advantages of having commercial insurance.

  • Provides coverage for physical injuries.
  • Provides coverage for property damage.
  • This policy protects you from the consequences of your advertising.
  • Assists in minimizing financial losses. 
  • Litigation and settlement coverage.
  • Assists in maintaining company continuity. 
  • Assists in risk-sharing. 
  • It safeguards the company’s image.

JC Demo Insurance Group provides very low commercial insurance coverage and has a lengthy track record of financial soundness and stability.

To discover more about JC Demo Insurance Group commercial insurance, visit our office in Matthews NC or call us today.