How Often Should You Get a Home Insurance Review?

At JC Demo Insurance Group, we are frequently surprised to see several people in the Matthews, NC area going years without seeking a home insurance review or price quote. Some haven’t had a review since their initial home buying.

Why should you get a homeowner’s insurance review and price quote, and how often should you get these?

Reasons to Get a Home Insurance Review

There are several reasons that include:

  • After making any major home improvements.
  • When you suspect home values have changed significantly.
  • If you add an attractive nuisance like a pool.
  • If you get a dog.

Of course, you may also want to get a review and price quote if you have a bad experience with your home insurance company or find yourself facing a steep rise in your premiums.

Why People Don’t Get Reviews More Frequently

Homeowners can neglect their home insurance for various reasons. It is often paid automatically or with property taxes and the mortgage. They may not think it makes a difference (it does!). Some may not even think about it.

Ideally, you should get a price quote and review it annually or at least every two to three years. If you go for a longer duration, you may end up overpaying or encounter gaps in your coverage. We can help.

Schedule a Home Insurance Review Today

Getting a home insurance review may be easier than you think. Get your policy and reach out to us at JC Demo Insurance Group, serving the Matthews, NC area. We are qualified to review your policy regardless of the issuing company.

Feel free to ask any questions you may have, and we’ll work on a price quote. We can also assist you in making the change. Contact us to get started.