Business owners in Matthews, NC know that there aren’t any guarantees when it comes to predicting how much business you will do in any given time. Some variation is normal, but a real business stoppage could seriously harm the business. At  JC Demo Insurance Group, we help small businesses that need this kind of protection. 

Why Do Business Stoppages Happen? 

Changing seasons bring in different kinds of customers, and sometimes of the year may be very quiet, especially with certain types of businesses. But sometimes a real catastrophe occurs, and the business really has to close until the situation changes. 

A catastrophe includes acts of nature, like an explosion, a tornado, a big winter storm or a tropical storm. Even a fire could cause you to suspend business operations while you take care of rebuilding or moving. 

Expenses Keep Piling Up

While your business is closed, the bills keep coming in. You still need to pay your mortgage, utilities, and other regular bills. 

You will also need to deal with your employees in some way. They can’t do with the loss of income either, as their own bills will still keep come in.

How Much Business Interruption Insurance Do You Need?

Some businesses can be moved to a temporary location while the main problem is dealt with. In those cases, you might not need as much protection. 

Whatever you do, keep good records. The amount you can claim will depend a lot on how much your business loses by being closed. 

A business interruption insurance policy in Matthews, NC is usually part of a commercial insurance package. Call  JC Demo Insurance Group today to make sure your business has the protection it needs.