Throughout North Carolina, there are a number of attractions. People come from all over the world for the national parks, the beaches, and even the major cities, such as Charlotte and Raleigh. Home prices can be affordable and the economy is strong because of the presence of so many large companies.

When you’re in the 28015 area, it’s important to look at automobile insurance. More importantly, you want to know about coverage so you can be well protected.

If you’re in a collision and it was your fault, then you are the one liable for the entire aspect of the accident. This includes property damage as well as any personal injuries.

Within North Carolina, the state mandates the minimum levels of coverage that you need to maintain on a policy at all times. This is the liability coverage. If you have $25,000 worth of coverage for property damage and the collision totals up to $50,000 worth of damage, the remaining $25,000 is not going to be covered by the car insurance and that’s because you don’t have the coverage. This means that the $25,000 that isn’t covered is your financial responsibility.

Liability is a big deal and therefore you need your automobile insurance policy to protect you. Increasing the liability on your policy isn’t as expensive as you may think. Doubling or even tripling the coverage isn’t going to double or triple the cost of your premium – and that means you can add a significant amount of coverage and only spend a little bit of money.

At fault versus no fault states determine liability differently. If you’re in a no fault state, then you would be responsible for what happens on your end with the collision and the other driver would be responsible for what happened on their end.

Either way, we have agents to help with coverage.

North Carolina is located on the East Coast of the United States. It offers mountains, beaches, and major metropolitan cities. It is situated right between the north and the south, offering a lot of charm and sophistication.

If you’re a resident of North Carolina, you want to make sure you have car insurance to stay legal while driving on the roads. There are a lot of details that go into the cost of a policy and when you want to add a spouse to that policy, it’s important to know the impact.

If you and your spouse currently have separate policies, it may be costing you a lot more. This is because you’re not qualifying for any discounts, such as multi-driver or multi-car.

It’s a good idea to work with an independent agent to learn about all of the options. We can talk to you about the coverage options and find quotes for you from the multiple companies. Whether both of you have policies right now or not, there are options to keep the costs down and we will explain them all when you call.

There are many good car insurance companies that write policies in North Carolina. Some will offer more discounts than others and that’s why we’re here. We have been working with the companies for a while and so we know which ones are going to offer you the best deals given your situation.

It doesn’t matter whether you are newlywed or you have simply been on separate policies up until now. When you want to add a spouse to your policy, it can actually be a good thing.

Contact us today and let one of our independent agents start finding you quotes to give you a great price on a policy.

Matthews, NC 28105 has the small town atmosphere, but it’s next to Charlotte. It’s pretty difficult to avoid Charlotte if you live in Matthews. When you drive in and around Charlotte, the risk of an accident increases like it does in any big city, and if it’s a serious accident, minimum liability insurance isn’t nearly enough.

North Carolina requires the operator of any motor vehicle on its roads to be financially responsible. Applicable law requires minimum liability limits in North Carolina of $30,000 per person in liability coverage, $60,000 of liability per occurrence, and $25,000 in property damage coverage per occurrence. Although that minimum liability insurance is better than in many states, it’s still not nearly enough, particularly if an accident is caused by an uninsured driver. That’s just one of the reasons why you want the benefit of an independent insurance agent. We’re not just insurance agents. We’re trained, experienced and trusted financial advisors who are looking out for your best interests.

Any insurance agents can give a quote, but many agents don’t place your best interests first. Your independent insurance agent is a member of your Matthews community. We have access to coverage from many car insurance companies, and we provide the advantage of giving objective and unbiased advice and service, even if you have a claim. We stake our reputations in our community on our service.

You’re planning on being around for a long time, and you want your insurance agent to be around a long time too. Customer satisfaction is our goal. That’s our key to doing business in our little community. The policies we sell aren’t one size fits all. We’ll find the best car insurance policies and quotes available for you. That’s our promise.

Matthews, NC 28105 has the small town atmosphere, but it’s next to Charlotte. It’s pretty difficult to avoid Charlotte if you live in Matthews. When you drive in and around Charlotte, the risk of an accident increases like it does in any big city, and if it’s a serious accident, minimum liability insurance isn’t nearly enough.

North Carolina requires the operator of any motor vehicle on its roads to be financially responsible. Applicable law requires minimum liability limits in North Carolina of $30,000 per person in liability coverage, $60,000 of liability per occurrence, and $25,000 in property damage coverage per occurrence. Although that minimum liability insurance is better than in many states, it’s still not nearly enough, particularly if an accident is caused by an uninsured driver. That’s just one of the reasons why you want the benefit of an independent insurance agent. We’re not just insurance agents. We’re trained, experienced and trusted financial advisors who are looking out for your best interests.

Any insurance agents can give a quote, but many agents don’t place your best interests first. Your independent insurance agent is a member of your Matthews community. We have access to coverage from many car insurance companies, and we provide the advantage of giving objective and unbiased advice and service, even if you have a claim. We stake our reputations in our community on our service.

You’re planning on being around for a long time, and you want your insurance agent to be around a long time too. Customer satisfaction is our goal. That’s our key to doing business in our little community. The policies we sell aren’t one size fits all. We’ll find the best car insurance policies and quotes available for you. That’s our promise.