Owning a car comes with a great sense of freedom but also requires you to show financial responsibility. And speaking of financial obligations, car insurance is an investment that you have to think about during your vehicle ownership journey. Why? Car insurance can come to your rescue when you least expect it.
But who needs car insurance in Matthews, NC? JC Demo Insurance Group shares persons that need auto insurance.
Those that want to comply with the law
Like most states, North Carolina requires motorists to show proof of insurance ownership when driving on public roads. If you are about to own a car in North Carolina, the law requires you to buy auto insurance with the below minimums:
- Bodily injury liability of $30,000 per person and twice the amount if you cause an accident affecting several persons.
- Property damage liability (PDL) with a minimum of $25,000
Failure to carry the required auto insurance may result in non-compliance fines and penalties. Besides, you may be required to foot all the bills for the accidents you are at fault for.
Those that don’t want financial losses
Besides compliance, if you want to safeguard your financial security, you must invest in car insurance. Think of the financial implication if you cause an accident, and you don’t have insurance?
Firstly, you have to cater to medical expenses for injuries you cause. Secondly, you are responsible for property damage you cause to third parties. Thirdly, you have to finance the repair of damages to your car. And finally, if you are sued, the financial burden would be too much to bear.
Buy auto insurance in Matthews NC
Ready to get started with auto insurance? Would you please look no further than JC Demo Insurance Group? After listening to your needs, we will tailor-make a car insurance policy that caters to your unique needs.