Month: April 2024

What Type of Insurance Covers Burst Pipes and Water Leaks?

Posted on by AgentInsure

Most Matthews, NC homeowners know about the importance of flood insurance. After all, flooding can occur just about anywhere and at any time in the Tar Heel State. However, it’s important to realize that not all types of flooding are covered by flood insurance. If your home floods due to a burst pipe or water leak, your flood insurance policy won’t cover the damage. For such instances, you’ll likely need personal property coverage and loss of use coverage.

Personal Property Coverage

A regular homeowner’s insurance policy typically includes dwelling coverage, which will cover the cost of repairing your walls, floors, ceilings, and other areas of the home that burst pipes and water leaks have damaged. However, you’ll need personal property coverage to cover the cost of replacing personal valuables such as electronics, furniture, and clothing. If your items are very valuable, you may want to have them appraised to determine how much coverage you’ll need.

Loss of Use Coverage

It takes time to clean up flooding in your home, identify the cause of the damage, and do needed repairs. Loss of use coverage compensates you for relocation expenses such as hotel and restaurant bills.

Contact JC Demo Insurance Group Today

JC Demo Insurance Group serves Matthews, NC, homeowners of all ages and walks of life. We offer various insurance policy options to make obtaining the coverage that best suits your needs and budget easy. Get in touch with us at your convenience to find out more about our policy options or to obtain the policy of your choice.

The Consequences of Letting Your Auto Insurance Lapse

Posted on by AgentInsure

Have you ever found yourself in a spot where your auto insurance lapsed? Maybe you forgot, or maybe life just got too busy. We get it—things happen. But here at JC Demo Insurance Group, serving Matthews, NC, and the surrounding areas, we want to give you the scoop on why it’s super important to keep that coverage uninterrupted.

Keeping Your Insurance in Check is Key

First thing first: driving around without insurance is a no-go. It’s not just about dodging fines; it’s straight-up illegal. And let’s not even talk about the nightmare of getting into an accident without coverage. You’d be staring down some pretty hefty bills for repairs, medical costs, and possibly even legal issues if things get messy.

The Aftermath of a Lapse

Catching up on a missed payment might seem like an easy fix, but there’s more to it when your insurance lapses. Insurance companies might start seeing you through the ‘high-risk’ lens, which can mean your premiums take a hike. And if you’re still paying off your car, a lapse could throw a wrench in your loan agreement, adding more headaches to the mix.

Reach out to us today!

Navigating the ins and outs of auto insurance can feel like a puzzle, but that’s what we’re here for at JC Demo Insurance Group. Whether you’re in Matthews, NC, or a stone’s throw away, we’re all about helping you understand your coverage and how to steer clear of lapses. Do you have questions or feel a bit unsure about your insurance status? Reach out to us. We’re here to help you get back on track, ensuring your auto insurance is one less thing to worry about. Let’s keep you covered and cruising with peace of mind.