Month: April 2023

Auto Insurance Add-Ons: Exploring Optional Coverages

Posted on by AgentInsure

Auto insurance is essential for every driver, but basic policies might not cater to every possible scenario. As a leading insurance provider in Matthews, NC, JC Demo Insurance Group is committed to helping you delve into optional coverage, or auto insurance add-ons, that can offer you superior protection and peace of mind.

Auto insurance add-ons refer to supplementary coverage that can be incorporated into your policy to augment standard liability, collision, and comprehensive insurance. By comprehending your specific needs and priorities, you can make educated choices when selecting the most suitable add-ons to customize your auto insurance policy.

Consider the following popular auto insurance add-ons:

  1. Emergency Roadside Service: This coverage assists in breakdowns, flat tires, or other unforeseen situations while driving. Services may include towing, battery jump-starts, and fuel delivery, among others.

  2. Car Rental Coverage: If your vehicle requires repairs due to an insured claim, car rental coverage can help with the expenses associated with renting a temporary replacement vehicle, ensuring you have transportation during the repair period.

  3. Loan/Lease Payoff Protection: If your vehicle is deemed a total loss following an accident, loan/lease payoff protection covers the gap between your car’s current market value and the outstanding balance on your auto loan or lease.

  4. Customization Protection: For those who have invested in personalized parts or accessories, customization protection covers the costs of repairing or replacing these specialized components in the event of an insured loss.

At JC Demo Insurance Group, serving Matthews, NC, we are dedicated to guiding you through auto insurance add-ons, ensuring you have the ideal coverage for your distinct needs. For more information or assistance with your auto insurance requirements, feel free to contact us.

Tips to make your house more energy efficient

Posted on by AgentInsure

Making your Matthews, NC area home more energy efficient is an easy way to save on costs and help the environment. Here are a few tips from us at JC Demo Insurance Group to get you started: 

  1. Replace old windows and doors with newer, more energy-efficient models. This will help keep the warm air in during winter and cool air in during summer months. 
  2. Install ceiling fans or use space heaters to reduce reliance on central heating and cooling systems. This can help save money on energy bills and reduce emissions from your home’s heating and cooling systems. 
  3. Invest in energy-efficient appliances such as refrigerators and washing machines that meet Energy Star standards. These appliances use less water and electricity than older models, saving you money in the long run. 
  4. Change out light bulbs for LED bulbs or CFL bulbs – they are much more energy efficient than traditional incandescent bulbs. They also last longer, so you won’t need to replace them as often! 
  5. Use natural lighting as much as possible by installing light-colored curtains or blinds to allow sunlight into your home throughout the day, reducing artificial lighting needs during daylight hours.  
  6. Add insulation to your ceilings and walls, which reduces the need for heating or cooling. This is especially important in older homes that may lack proper insulation. 
  7. Change air filters regularly to reduce strain on your HVAC system and improve its efficiency. 

Making these small changes can have a significant impact on your wallet and the environment alike! For more energy-saving tips, call us at JC Demo Insurance Group today. We are proud to serve the Matthews, NC area.