Month: November 2022

The Importance of Regularly Replacing Your Windshield Wipers

Posted on by AgentInsure

Your windshield wipers help remove rain and debris from your windshield while driving. This helps to ensure you can see as you are on the road. Here at JC Demo Insurance Group, serving the greater Matthews, NC area, we know that many drivers know what their windshield wipers are used for but do not often realize why replacing them regularly is so important. Here are a couple of those reasons. 

It helps Increase Your Visibility.

The number one reason why it is so vital that you regularly replace your windshield wipers is that doing so helps to increase your visibility. It helps to ensure that you cannot see due to smudges or smears that can occur when your windshield wipers are worn or damaged. 

It helps Prevent Windshield Damage

The other reason why it is so crucial that you regularly replace your windshield wipers is that worn wipers can damage your windshield, leaving behind scratches. These scratches can be permanent, and the only way to remove them may be to replace your windshield. Your windshield is much more expensive than simply replacing your windshield wipers. 

Having windshield wipers in good condition helps to ensure that moisture and debris can be removed from your windshield while driving, helping to decrease the chances of an accident occurring because you cannot see. While replacing your wipers can help to decrease your chances of an accident for these reasons, it can not prevent an auto accident altogether. This is why having auto insurance that fully covers and protects you is so important. The JC Demo Insurance Group team, serving the greater Matthews, NC area, can help you find the right insurance policy. Call us today to get started. 

The Importance of Regularly Replacing Your Windshield Wipers

Posted on by AgentInsure

Your windshield wipers help remove rain and debris from your windshield while driving. This helps to ensure you can see as you are on the road. Here at JC Demo Insurance Group, serving the greater Matthews, NC area, we know that many drivers know what their windshield wipers are used for but do not often realize why replacing them regularly is so important. Here are a couple of those reasons. 

It helps Increase Your Visibility.

The number one reason why it is so vital that you regularly replace your windshield wipers is that doing so helps to increase your visibility. It helps to ensure that you cannot see due to smudges or smears that can occur when your windshield wipers are worn or damaged. 

It helps Prevent Windshield Damage

The other reason why it is so crucial that you regularly replace your windshield wipers is that worn wipers can damage your windshield, leaving behind scratches. These scratches can be permanent, and the only way to remove them may be to replace your windshield. Your windshield is much more expensive than simply replacing your windshield wipers. 

Having windshield wipers in good condition helps to ensure that moisture and debris can be removed from your windshield while driving, helping to decrease the chances of an accident occurring because you cannot see. While replacing your wipers can help to decrease your chances of an accident for these reasons, it can not prevent an auto accident altogether. This is why having auto insurance that fully covers and protects you is so important. The JC Demo Insurance Group team, serving the greater Matthews, NC area, can help you find the right insurance policy. Call us today to get started. 

Home Insurance for Your Historic Home

Posted on by AgentInsure

Founded during the 1800s, Matthews, NC offers many historic properties, but these require the coverage of a specific home insurance policy – an HO8 policy. The HO8 policy from JC Demo Insurance Group covers any architecturally significant home but most frequently gets purchased locally to cover older properties.

Which Homes Qualify for an HO8 Policy?

While owners of newly built homes typically choose HO3 policies, owners of homes designated for historical preservation purchase HO8 policies. Others qualify for this beneficial policy, though.

  • If you own a home built 50 years ago or more, your home may qualify for a historical policy. Some underwriters allow these policies for homes built as recently as 40 years ago.
  • Suppose you own an architecturally significant home, such as one designed by a world-famous architect or built in a unique style or with imported materials. In that case, your home may qualify for an HO8 policy.

What Makes an HO8 Policy Different?

A historical home policy offers replacement cost value for a historic or architecturally significant home. That means that if something happens to destroy the house you own, your policy would fully cover rebuilding it. 

So, if you import carved wood doors from Italy, and fire damages them, your HO8 policy covers replacing them – not with any old doors, but with new carved wood doors from Italy by the same artisan. An HO3 policy wouldn’t typically cover the replacement of the exact materials originally used.

Contact JC Demo Insurance Group

Contact JC Demo Insurance Group to learn more about protecting your historical home in Matthews, NC with an HO8 policy. Let us help you protect your investment.