Month: October 2022

What comes with a typical auto insurance plan in North Carolina?

Posted on by AgentInsure

Owning a car in the Matthews, NC area continues to be a good idea. When you are a vehicle owner in this part of the state, you will find it makes it much easier to get around the community. As you are looking for a car, you should also consider your insurance needs. A standard auto insurance plan in this state offers various forms of coverage. 

Protection for Your Car

One of the ways that your auto insurance plan here can protect you is by giving support and protection for your car. If you are a car owner, being able to replace or repair it following an accident or other situation is always a good idea. If you have a full auto insurance plan with comprehensive support, you will have the coverage to protect your car. 

Liability Coverage

Your auto insurance plan will also give valuable liability protection. There is always a risk that you could cause an accident that results in damage. In these situations, your auto liability insurance plan will give you the necessary coverage to offset these damages. Not only is this a helpful form of coverage, but you will be required to carry liability insurance if you want to drive a car on the road throughout the state. 

There are plenty of great reasons to get an auto policy in the Matthews, NC area. When you are ready to start shopping for a plan, you should begin your search by calling the JC Demo Insurance Group. There will always be plenty of choices and options to consider when looking for auto coverage, and the JC Demo Insurance Group can simplify the process for you. This will give you comfort that you are selecting an ideal plan for your situation. 

Four Tips When Shopping For Home Insurance

Posted on by AgentInsure

Home is a whole investment. You’ve probably spent all your savings on building or buying your home. That said, there is a lot to consider about the safety of your home. One of the ways to protect your home is by buying home insurance.

However, when buying home insurance, you need to consider factors besides the price. At JC Demo Insurance Group, we want to give the best tips to have in mind when purchasing home insurance.

Know what the policy covers and the exclusions

The first thing you need to do is read your policy carefully to understand the coverages and the exclusions. Standard home insurance protects against fire, vandalism, and roof leaks but excludes damage from maintenance issues like pest infestations and mold. Floods and earth movements are also not included, and you may require separate coverage.

Decide the coverage you need

Knowing what the policy covers and its exclusions help you decide how much coverage you need to protect your home thoroughly. To guide you on what coverage you need may be the location of your home and the contents inside your house.

Add liability protection

Most people focus on the house and belongings and may overlook liability coverage. Liability insurance covers common accidents that may happen to a third party in your compound. For example, bad falls or dog bites may attract high medical expenses and even lawsuits if you get sued, which gives you enough reasons to purchase liability coverage.

Consider the replacement cost value.

When getting your home insurance, ensure the policy covers you fully in case a catastrophe damages your home completely. Your policy should be adequate to rebuild your house from scratch.

Home insurance in Matthews, NC

The tips above will help you get the proper coverage for your home. Ready to purchase home insurance in Matthews, NC? Please get in touch with JC Demo Insurance Group for a quote.