People that are in the Matthews, NC area need to spend time considering all of their personal insurance needs. One important form of insurance coverage that they need to get is life insurance. A full life insurance plan offers financial protection to your dependents. There are a few reasons why you need to get this insurance coverage when you are here. 

Protect Your Dependents

A key reason to get life insurance when you are here is that it can protect your dependents. When there are loved ones that rely on your and your financial resources, you need to make sure that they have financial resources if you happened to pass away. When you get a life insurance plan, you are able to build it to ensure they have the necessary protection to live the same lifestyle. 

Alternative Investment Option

You can also use life insurance to invest in your future. With whole life insurance, you will get the life insurance benefit to provide coverage and can also use the policy as an investment. With each payment, some of the money you spend will go into an account that will build in value slowly over time. Eventually, it can be liquidated and used for any purpose that you want. 

Getting life insurance is important for anyone that is in the Matthews, NC area. If you would like to learn more about your life insurance needs and options, it would be a good option for you to call JC Demo Insurance Group. Picking a quality insurance plan can seem very complicated and the team at JC Demo Insurance Group can make it easier for you. They are able to do this by assessing your needs and helping you build a plan that meets your needs. 

When you have a small business or even a larger one, there are certain types of insurance that the state of Kentucky requires you to have. There are two main types required in Kentucky, but there are many other types of commercial insurance that comes recommended but not required. Call us at JC Demo Insurance Group in Matthews, NC to find out more. 

Workers’ Compensation Coverage

This is a type of insurance that business owners must have if their business has three or more employees. It doesn’t matter whether they are full-time or part-time. This insurance policy pays employees’ medical bills for injuries and sicknesses that they get while in the workplace. With this insurance coverage, you can protect your business against hefty medical bills that could place your business in financial trouble. 

Commercial Auto Coverage

For North Carolina businesses, every vehicle that the business owns must be insured with a commercial auto policy. This policy provides several different types of coverage, and the state sets the minimum amounts for each of these coverage types. The state sets mandatory minimum amounts for several types of auto coverage that must be met. There is a specific amount that must be met for injury liability for one person as well as another amount for injury liability for everyone who was injured in an accident. There is a set amount required for your property damage liability. Another minimum amount is required for uninsured motorist coverage for one person who was injured. Another amount is mandated for everyone injured in the accident. There is also an amount required for uninsured motorist property damage for the entire accident. 

Get Your Commercial Coverage

If your business needs these or other commercial insurance policies, contact us at JC Demo Insurance Group in Matthews, NC to talk with an insurance agent.