Month: June 2018

Even Single People Need Life Insurance

Posted on by AgentInsure

If you are like a large number of other people in Matthews, NC – and around the country – you may believe the misconception that only married couples and individuals with kids need life insurance. However, this couldn’t be further from the truth.

There are several reasons why – even if you are single – need to contact JC Demo Insurance Group for life insurance, with some of the most important listed here.

You Have Accumulated Student Loan Debt

Do you think that your debt is going to die with you? Unfortunately, this isn’t always the case. Even though the loans given through the federal government are forgiven if you die, a personal loan with a cosigner won’t be.

As a result, if your parent or someone else co-signed the loan, they are going to be saddled with the debt even after your death. A life insurance policy can help ensure this is paid off.

You are Currently Living with Your Partner/Significant Other

When you are living with someone, you also share financial responsibility. In most cases, you will need both of your incomes to cover important debts – such as the mortgage. If you were to die, would they be able to continue living in your home? Paying for the vehicle you share? A life insurance policy can help ensure this person is taken care of if you were to pass away.

You have Your Health and Youth

Health and age are two of the main factors considered when determining how much you are going to have to pay for your life insurance. If you choose to buy a policy now, you can lock in a lower rate than if you waited another 10 or 15 years.

If you are ready to purchase life insurance, contact our team at the JC Demo Insurance Group serving Matthews, NC for more information.

 

You’re the Victim of a Hit and Run: What to Do Next?

Posted on by AgentInsure

Car accidents, regardless of how bad they may be, can be both traumatic and stressful. If you are ever involved in an accident, you may wonder what to do next. While this is normal, if you are a victim of a hit and run accident in Matthews, NC, the situation can even be more confusing.

While the insurance policy you purchased from JC Demo Insurance Group should provide you with some assistance, there are other steps you should take in this situation, as well. Learn more about what these steps are, here.

Record All the Important Information

If the driver of the vehicle that hit you leaves the scene, you need to work to gather as much information as you can to give the police. This is the information that the police can use to find the other driver and make sure you don’t have to cover the damages they caused. Some essential things to try and get include:

  • The make, model and license plate number of the vehicle

  • Approximate year and color of the vehicle

  • Location and time the accident occurred

  • The direction that the driver went

  • The contact information of possible witnesses

  • Pictures of the damage to your car and the accident scene

Contact the Police

It is imperative that you call the police as soon as you can after an accident occurs. Provide information about the names of witnesses, the location of the accident and which way the driver went.

Once you have done all this, contact your own insurance company in Matthews, NC. Companies such as JC Demo Insurance Group will help each step of the way.

If you need new insurance, you can also contact this company for more information and to get the policy you need.