Month: October 2016

Tips and Tricks to Keep Your North Carolina Home Safe During Fall

Posted on by AgentInsure

Residents of Matthews, North Carolina very often look forward to the fall season, just as residents of other cities around the United States often do. I mean, who can hate fall? The leaves are beautiful, the whether is cool – but not too cold – and there are some great seasonal holidays to look forward to such as Halloween and Thanksgiving. And yet, for all of the comfort and all of the fun that the seasonal changes bring, there are just as many things that the seasonal changes can bring that are a nuisance (or perhaps worse). Cold and dry weather can hurt your home, as can clogged gutters. Here are some handy tips and tricks to keep your home running as smoothly as possible.

One of the first tips that people will often tell you to deal with is to check your doors and windows. This is one of the key areas where the cold whether is most able to creep inside, and when it happens, this is typically due to poor sealant or poor quality of the make of the doors and/or windows. If you have poor insulation from the outside weather, not only can this cause you to spend more money on your heating or air conditioning (depending on the kind of weather you are facing), this can also cause your woodwork and furniture to suffer due to the dryer weather. The wood absorbs the moisture in the air, and without proper insurance covering this, replacing and/or fixing these things may have you paying entirely out of pocket.

It is not too late for Matthews, NC residents to be extra prepared for the fall weather – in addition to all of the practical home improvements, you can seek out the proper insurance plan as well. JC Demo Insurance Group is happy to help you find the insurance plan that is right for you.

No Regrets: Choosing Home Insurance That Works for You

Posted on by AgentInsure

Everyone has a different view and opinion of home insurance in Matthews, NC. Some people are incredibly cautious and want to ensure that they’ve accounted for every possible event, while other people think that it’s a better bet to get the minimum coverage and just take their chances. Here are a few things to consider before you decide whether or not you want extra coverage on your home. 

Can You Afford the Damages?

This is not just about property damages or about the belongings within the house. If you can’t handle the total costs of potential events and would rather not declare bankruptcy over these issues, then you may want to consider getting additional coverage. Litigation, natural disasters and theft can all end up costing you hundreds of thousands of dollars, even if you think that your home and things inside are of nominal value. 

Understanding the Consequences 

Very few people know their insurance policy inside and out. For instance, many people believe that their home insurance would cover a flood in Matthews, NC, only to find out that they actually have to deal with the water damage on their own (which can be incredibly expensive.) Getting caught unawares is one of the absolute worst feelings in the world, and one that you certainly don’t want to experience after you’ve already been through a terrible disaster. Should you choose to opt out of additional home coverage with full knowledge of your choices, at least you won’t feel blindsided should something terrible happen to you. 

JC Demo Insurance Group Inc. 

Our agents take the time to explain all of this and more to you. As experienced consultants, we want everyone to be aware of what their decisions mean for what is typically the most expensive piece of property they own. If you’re wondering if you should up your coverage, give JC Demo Insurance Group Inc.  a call today for more information!