Month: September 2016

Why auto insurance is a must in Matthews, NC

Posted on by AgentInsure

Located on the outskirts of Charlotte, Matthews, North Carolina is a suburb that allows residents to be close to all the good things a big city has to offer, but also distance themselves from all the bad things the city has as well. Because of this distance, however, most residents will need vehicles to get around, which means they will probably also need auto insurance of some kind. Below are some of the reasons why auto insurance is a must in Matthews, NC.

FIRST, IT’S THE LAW

Everyone who drives in North Carolina needs auto insurance of some kind so that they can cover an accident that they cause, at the very least. If you don’t have auto insurance or proof of it while you are driving, you will get a ticket if you are pulled over and then still have to get auto insurance before you can legally drive again.

TO PROTECT YOURSELF FINANCIALLY WHILE ON THE ROAD

Auto insurance protects you financially while you are driving. If you don’t have it and are in an accident, you will have to pay for your vehicle’s damage, the other vehicle’s damage or property damage caused by the accident and any medical bills that are incurred from the accident as well out of your own pocket. This could easily be tens if not hundreds of thousands of dollars, which is enough to cripple you financially for a long time. So with auto insurance, this is no longer a concern.

PROTECTION AGAINST LAWSUITS

Sometimes those involved in an accident want to sue for more money or damages. The auto insurance company will protect you from this lawsuit in most cases, rather than you having to deal with it yourself and being on the hook for payment if you lose. 

3 Things to Do After an Auto Accident

Posted on by AgentInsure

Car accidents are unexpected and frightening. Regardless of how careful and cautious a driver you are, you can still be involved in an auto accident. JC Demo Insurance Group is here for you, and will help you through this tough time by providing peace of mind. Read on for three things you must do after you have been involved in an auto accident.

1. Be Prepared

Accidents can’t be predicted, so one of the best things that you can do is to be as prepared as possible. You need at least one set of cones and emergency warning triangles to help to notify traffic and to alert authorities to where the accident occurred.

2. Assess the Situation

Try to remain calm after an accident. If you are alert and able to move, check yourself and your passengers for injuries. If you are unsure if someone is hurt, then you should call an ambulance. Minor accidents can be moved to one side of the road where they are not blocking traffic. Your vehicle’s hazard lights should remain on at all times.

3. For the Record

You need to notify your insurance agent immediately. Whether you feel the accident was your fault or not, do not mention or accept fault at the scene of the accident. Police officers will ask you to account for the damages and ask for specifics regarding the wreck. Do not sign any documents from the other party involved in the wreck. Take as many notes as possible, including damages to all vehicles involved in the wreck, information for all drivers involved, and witness information.

The state of North Carolina requires all drivers to have insurance coverage that is equal to the state’s minimum coverage law. JC Insurance Demo group is ready to help you get the coverage you need. Shop online today to get started.