We Shop 40+ Top-Rated Insurance Companies
As an independent agency, we're not tied to one company. We compare rates across dozens of carriers to find your best deal.
We represent 8 companies listed as the top auto insurance companies in America by JD Power and AssociatesWe Work for You — Not the Insurance Company
Captive agents are locked into one company's products. As an independent agency, we represent dozens of carriers — so we always find the best fit for your situation.
We Do Everything — Save More When You Bundle
As an independent agency, we handle all your insurance needs under one roof. Bundling your home, auto, and other policies with the same carrier can save you up to 15% — and gives you one trusted agent for everything.
Coverage for Every Stage of Life
From your first car to your family home, we have the right policy to protect what matters most.
Your Quote in 4 Simple Steps
More Than Just a Policy — We're Your Insurance Partner
From the moment you buy to the moment you need to use your coverage, we're with you every step of the way.
Rooted in Matthews, NC Since 1999
JC Demo Insurance Group was founded right here in Matthews, North Carolina in 1999 — and we've been protecting families, businesses, and vehicles across the Carolinas ever since. We're not a call center or a website algorithm. We're your neighbors, and we take that responsibility seriously.
As an independent agency, we're free to shop the entire market on your behalf — comparing rates from over 40 top-rated carriers to find the coverage that fits your life and your budget. Our team brings over 100 combined years of insurance experience to every client relationship.
Whether you're in Matthews, Charlotte, Fort Mill, Waxhaw, or anywhere across North Carolina, South Carolina, Georgia, Ohio, Florida, New York, or Massachusetts — we're here when you need us most.
Real People. Real Expertise.
Over 100 combined years of insurance experience — and we're all right here in Matthews, NC.
Trusted by Our Community
"Along with my 2 daughters, we have been with JC Demo insurance for over 25 years. My rep, Andy, I truly believe, sleeps with his phone. No matter what day or time, he always responds. Life will throw you curve balls and it's nice to know you have someone in your corner."
"JC Demo Insurance is fantastic! Great customer service, Andy and his team are the best at helping with auto insurance needs. Give them a call, you will not be disappointed. Very nice folks."
"Andy is the best insurance agent ever. He has always been there for me in the times you need an agent. When I had the one and only wreck I have ever had, he walked me right through the whole process. Got a ticket the same. Now everything is back to normal and my son's rates are down. You the man Andy!!!"
"Andy has been my go to Insurance guy for 15+ years. He and Jessica always have my best interest in mind when looking over my policy. I will always trust Andy to guide my wife and I in the right direction every time I renew my policy."
"Kyle was an absolute pleasure to work with! He was consistently responsive, always available to take my calls, and answered all of my questions thoroughly. I ran into an issue with a license plate transfer from the dealership I purchased my car from — Kyle handled everything seamlessly."
"I had the pleasure of being referred to Andy Pierce through my dealership. I was in a bad situation and needed a new car asap. When I first spoke to Andy he was very nice, understanding and very responsive to my situation and what I needed. I highly recommend JC Demo Insurance!"
Common Questions
We're Here When You Need Us
Real people. Real answers. Call, email, or stop by our Matthews office.