When you first get your car insurance policy set up in Matthews, NC, you may have a variety of feelings about it. You might wonder how to budget the expense into the rest of your necessities, or you may be annoyed that you have to take the time for the practical before you can get to the fun of driving. You may even hate the idea of considering all the bad things that can happen to your baby. But one of the worst feelings is later finding out your friend is paying a very different rate from you. JC Demo Insurance Group wants you to know why this happens. 

Insurance Is Specific 

States and cities differ depending on the amount of people, amount of accidents and crime rates. So if you’re more likely to have your car stolen then your rate will be higher than your friends. It also has everything to do with how safe you are on the road, so if your friend not only has no accidents or tickets but also tends to drive rarely and then only to their children’s school for drop-offs, then it’s easier to see why they’re paying less than you. Practically everything you do or don’t do is tied in with your rates, so if you want a lower rate, then you may want to pick a safer and more practical car, or stop trying to see how high over the speed limit you can go before you get pulled over. 

JC Demo Insurance Group 

We serve Matthews, NC and we’re here to talk you through how you can optimize your insurance rate. Call us if you’re looking for a new quote or want to know how different choices will affect your premium rate.